Savings that grow while you sleep
Flexible savings with competitive rates and zero monthly fees. Earn interest every day while keeping easy access to your funds.
Saving that fits real life
An Oakspire savings account is the quiet engine of your financial life. Automatic round-ups sweep spare change into savings, goal vaults keep your vacation fund separate from your emergency cushion, and interest posts daily — so you literally watch the balance grow.
Open online in about ten minutes with no minimum deposit. Link your checking, set one automatic transfer, and let compounding do the patient work while you live your life.
- Competitive daily-compounding interest, no monthly fees
- Goal vaults for emergencies, trips, and big purchases
- Instant transfers to checking, 24/7 in the app
Everything in your savings account
Daily interest
Interest calculated daily and posted monthly — your money never sits idle, not even for a day.
Round-ups
Every card purchase rounds up to the dollar. The spare change lands in savings automatically.
Zero-fee promise
No monthly maintenance fees, no minimum-balance penalties, no surprise charges. Ever.
Open in three quick steps
Apply online
Tell us who you are and pick your account type. Most applications take under ten minutes.
Fund it your way
Transfer from another bank, deposit a check by photo, or start with any amount — even $5.
Watch it grow
Set a goal, switch on round-ups, and check the app any time to see interest stack up.
Good to know
Deposits are insured up to applicable limits. Interest rates are variable and published daily in the app. Withdrawals to linked Oakspire checking are instant; external transfers typically arrive within one business day.
Start saving the easy way
Open your Oakspire savings account online today — no minimum deposit, no monthly fees.
Get Started